Insurance Archives - Page 2 of 11 - Church Executive


Unique coverage for a unique ministry: Mountain Mission School

Mountain Mission School provides an education and Christ-centered home for students from all over the world. Church Mutual Insurance Company’s specialized coverage helps them do it safely, year after year. By Dawn Bernatz Nestled in the mountains of Grundy, Va., Mountain Mission School (MMS) might look like a regular K-12 campus — but inside, it’s […]

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Now is the time to prepare for winter weather

By Eric Spacek Don’t look now, but winter is right around the corner. Even if your facility is in a warmer climate, lower than average temperatures can cause costly building-related issues that disrupt your mission. Now is the time to winter-proof your property so you’re not caught unprepared. Here, Eric Spacek, assistant vice president – […]

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Risk considerations for churches opening their doors for sanctuary

By Eric Spacek If your church is considering providing sanctuary to some of the immigrants who are entering into our country right now, you’re not alone — many churches and other mission-driven organizations have been pondering that, too. Here, Eric Spacek, Assistant Vice President — Risk Control with Church Mutual, answers a few of the […]

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An extension of care worth considering

  PHLYTRAC Vehicle Telematics Program gives dynamic insights into driver behavior, vehicle stats, and more to help churches lower the risk of driver-related accidents. Church Executive: Tell us about PHLYTRAC. Andrew Shockey: We officially launched PHLYTRAC in 2016, but it was the result of about 10 years of efforts prior to that. As with many […]

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The role of adjusters in the claim adjustment process

By Tom Lichtenberger, MBA, CPCU, AIC, AIM Dealing with the aftermath of significant storm or fire damage to your ministry’s property can be stressful and unsettling. Naturally, you’ll want to resume ministry activity as quickly as possible. One of your first calls should be to your insurance agent or insurance company. They can help get […]

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ACTIVE SHOOTER! Q&A

  Sadly, the threat of an active shooter incident is now a top-of-mind daily concern for today’s church leaders. Too many still believe it could never happen in their own houses of worship — but in reality, FBI hate crime statistics show that such incidents in religious facilities increased nearly 35% between 2014 and 2018. […]

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Prevention with purpose

  National Child Abuse Prevention Month is upon us. Commemorate it by brushing up on some basics — and taking impactful action in your own church to protect children. Church Executive: As insurers, what kind of an increase in child sexual abuse claims have you seen among churches in recent years? Andrew Shockey: It was […]

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The financial realities of elder care & long-term care insurance

By Rev. James R. Cook, CFP®, RICP® According to Macrotrends.net, the current life expectancy in the U.S. in 2022 was 79.05 years, a 0.08% increase from 2021. People are living longer, which means more and more, younger baby boomers — who might not be prepared for the wide-ranging considerations of eldercare — are faced with […]

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Raising the bar for responding to sexual abuse

It’s time for ministries to be the Gospel standard. When brought to light, abuse in the church should be handled swiftly.  Sometimes it can be challenging to know how to respond, so below, we’ve provided considerations should your church face allegations. As experts in church insurance and ministry, we know that the importance of protecting […]

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Abuse prevention policies and procedures

  What is the insurance carrier looking for? Abuse claims have become increasingly frequent and highly publicized. Expansion of statutes of limitations has resulted in insurance carriers defending claims from activity alleged to have happened decades ago. As a result, insurance carriers are asking for more documentation to allow the carrier to better defend against […]

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