The most common church claims — and how to protect against them

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If your church is like many others, it probably has a limited budget. Plus, the staff is likely busy with ministry activities, and it is difficult to take on additional responsibilities. This can be an issue when it comes to risk management — improving safety for congregants and enhancing your facility’s security.

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Protecting children in the church: background check myths

Background screening employees and volunteers is the most effective tool for keeping congregations safe. Yet, most ministries make major mistakes when implementing background check procedures.

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Think you don’t need disability insurance? Think again

DEPRESSED WOMAN

States require us to purchase auto insurance. Banks make certain we have mortgage insurance. Parents with children buy life insurance to protect their families in case of an unexpected death.

Yet, despite the fact that research shows we are much more likely to become disabled for more than three months than die in any given year, many of us do not have disability insurance.

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Policies and parameters: How to protect your church before tragedy strikes

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“[I]t wasn’t what occurred during the hiring process that put the children and church at risk; it was what didn’t occur after.”

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Insurance essentials: learn the language

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You have just met with your insurance agent to decide what type and amount of insurance coverage will best meet your church’s needs. But, before you make a decision, it’s important to read and understand the terms and conditions of the policy being offered.

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4 practical ways churches can reduce their cyber risk

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In recent years, discussions about data breaches with my church and nonprofit clients have moved from “what-if’s” to, “This just happened to one of my clients.” Cyber Liability insurance is no longer a coverage that is nice to have; it’s saving organizations money, time and reputations.

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Internal controls keep fraud at bay

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“What happens in accounting, stays in accounting.” If your finance team’s motto goes something like this, you might have an internal controls problem. Internal controls are put in place to clearly define proper procedures for finance and accounting team members, to minimize risk, and to alleviate suspicion. Even churches must mitigate risk and ensure that policies and procedures are in place and functioning as intended.

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Appropriate boundaries for a healthy relationship with children

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We frequently ask ourselves questions such as, “What’s an acceptable way to show affection to youth in my care?” or “How should I react if a child runs up for a hug?”
These are important questions, because boundaries promote a lifetime of healthy relationships.

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Social media risk — a spot check for the church?

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Recently, I convened a panel of experts for a conversation about where the Church stands relative to capitalizing on the remarkable evangelization opportunity of social media. The key questions:
• Are churches actually embracing
social media?
• If so, how are they doing managing the risks?
• How can churches establish boundaries as they row in these unchartered waters?

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Protecting your church and religious organization against fraud

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Now more than ever, all organizations are exposed to risk, including cyber security breaches and internal fraud. Religious institutions — which strive on building a trusting relationship with their members and employees on the foundation of religious beliefs, coupled with tight budgets and limited financial oversight — are even more vulnerable to fraud and abuse.

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