Risk control: a key element for successful ministry

Risk management and control

Most recently in our series on moving “beyond insurance,” we examined Risk Retention. Now, we undertake the next step in our journey: Risk Control.


Intellectual property considerations for church leaders

Intellectual property protection

By David O. Middlebrook Churches are some of the most creative places on earth. Every week, church staff is called upon to create sermons, songs, Bible and Sunday school lessons, music, books and teaching materials, and all other kinds of creative works. Churches routinely use media — such as movies and audio clips — to […]


CYBERSECURITY! How to identify your church’s biggest risks

Binary code and technology lights background

Rarely does a day go by without a headline about data breaches. That’s nothing a church would need to worry about, right? I wish that were true.


Acts of violence: prevention and response


By Eric Spacek, JD, ARM As church leaders, staff, volunteers or even members of the church, it is hard to imagine a religious facility being a prime target for criminals. Churches are seen as sacred and safe places; however, violent incidents of varying natures happen several times each year across the country. Because these places […]


Safety Strategies: Safeguard your church — and your people


The word “church” typically conjures up an image of a safe, nurturing environment where people go to share and celebrate their faith. But, the reality can be a bit more complicated.

Too often, churches become an irresistible target for criminals because their open-door policies and limited staffing levels can make it easy to pilfer expensive sound systems, audiovisual equipment and artwork.


What happens after you submit a church insurance claim?


Accidents happen. Catastrophes are unpredictable. There are many situations a church might encounter that will require submitting an insurance claim.

To a church, the claims process can be overwhelming, as you might have little understanding of what happens behind
the scenes.

To offer insight and make the process easier for you and your insurance company, learn about who you’ll be working with, how you can be prepared after submitting a claim, and the settlement timeline.


4 practical ways churches can reduce their cyber risk

cyber security

In recent years, discussions about data breaches with my church and nonprofit clients have moved from “what-if’s” to, “This just happened to one of my clients.” Cyber Liability insurance is no longer a coverage that is nice to have; it’s saving organizations money, time and reputations.


Internal controls keep fraud at bay


“What happens in accounting, stays in accounting.” If your finance team’s motto goes something like this, you might have an internal controls problem. Internal controls are put in place to clearly define proper procedures for finance and accounting team members, to minimize risk, and to alleviate suspicion. Even churches must mitigate risk and ensure that policies and procedures are in place and functioning as intended.


Protecting your church and religious organization against fraud


Now more than ever, all organizations are exposed to risk, including cyber security breaches and internal fraud. Religious institutions — which strive on building a trusting relationship with their members and employees on the foundation of religious beliefs, coupled with tight budgets and limited financial oversight — are even more vulnerable to fraud and abuse.


Dollar’s dollars: restricted gifts and abandoned projects


Televangelist Creflo Dollar recently came under fire for asking that 200,000 of his followers donate $300 each to buy a $60-million luxury jet for his use. In the wake of bad publicity associated with the request, it appears that he may have cancelled the campaign before reaching his goal. The problem is: What happens to money already collected?