Stay “risk aware” or beware! By Michael J. Bemi Our series on moving “beyond insurance” has identified and examined all the critical elements and related processes to enable an insured entity to “move beyond” insurance. Reality dictates, however, that even if you substantially self-insure your risk (i.e., employ “alternative risk financing”), and no matter what […]
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By Michael J. Bemi Most recently in our series on moving “beyond insurance,” we examined Claims Management. Now, we undertake the next step in our journey: Contractual Risk Transfer. First, we acknowledge that since this series of articles moves us “beyond insurance,” this mandates some level of Risk Retention — a self-assumed level of loss […]
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The aisles that guide your congregation to a higher power could lead to slips, trips and falls if you’re not careful. Falls are one of the leading causes of unintentional injuries in the U.S., according to the National Safety Council. Those injuries accounted for about 8.8 million visits to the emergency room in 2013 — a nearly 500,000 drop from about 9.3 million visits to the emergency room in 2011.
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