Risk-Management-Home Archives - Church Executive


Employment law pitfalls

Employment Law Attorney Sara Ackermann, in partnership with Church Mutual Insurance Company, answers your most pressing questions about wrongful termination, harassment and discrimination lawsuits in churches. In churches, a prevailing mindset regarding wrongful termination, harassment and discrimination lawsuits is, It can’t happen here. What’s the reality? Are insurers, in fact, seeing an increase in these […]

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How to prevent financial fraud at your church

CPA and non-profit consultant Vonna Laue helps to identify why churches fall victim to fraud, how you can recognize it — and what you can do about it. Why do churches fall victim to fraud? Trust: It’s the baseline. If you don’t trust your employees or volunteers, you need to address that. I would expect […]

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Saved by the Sensor!

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5 technology experts explain (in plain English) how these small, easy-to-install innovations can save your church’s life — or, at the very least, its budget Recently, Church Mutual partnered with Hartford Steam Boiler (HSB), a Munich RE company, to offer a state-of-the-art sensor technology program to houses of worship. It makes a lot of sense, […]

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A new option for sexual abuse prevention training

By Dr. Jay L. Sedwick I’m driving home from the church, listening to the radio for traffic information, and the top-of-the-hour newscast leads with the headline: “Local Minister Arrested for Sexually Abusing Numerous Children.” Oh no — not again, I think to myself. My heart sinks in my chest. I wonder, How can this continue […]

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Passing the ‘hot potato’ – Contractual Risk Transfer

By Michael J. Bemi Most recently in our series on moving “beyond insurance,” we examined Claims Management. Now, we undertake the next step in our journey: Contractual Risk Transfer. First, we acknowledge that since this series of articles moves us “beyond insurance,” this mandates some level of Risk Retention — a self-assumed level of loss […]

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Managing misfortune in a ministerial fashion

church claims risk management

We previously identified that Risk Retention — as opposed to simply buying insurance — can provide a number of very substantial and significant benefits that ultimately can enhance the provision of our ministries. However, it is axiomatic that these values of Risk Retention are diminished (and potentially destroyed) if an entity does not control and mitigate its losses.

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Risk control: a key element for successful ministry

Most recently in our series on moving “beyond insurance,” we examined Risk Retention. Now, we undertake the next step in our journey: Risk Control.

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