Insurance Archives - Church Executive


Raising the bar for responding to sexual abuse

It’s time for ministries to be the Gospel standard. When brought to light, abuse in the church should be handled swiftly.  Sometimes it can be challenging to know how to respond, so below, we’ve provided considerations should your church face allegations. As experts in church insurance and ministry, we know that the importance of protecting […]

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Abuse prevention policies and procedures

  What is the insurance carrier looking for? Abuse claims have become increasingly frequent and highly publicized. Expansion of statutes of limitations has resulted in insurance carriers defending claims from activity alleged to have happened decades ago. As a result, insurance carriers are asking for more documentation to allow the carrier to better defend against […]

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Understanding mandatory reporter requirements

  As a church leader, you would, of course, be horrified to learn that someone in your congregation is suspected of abusing or mistreating a child.  But are you required by law to report this abuse to the authorities?  At what point does clergy confidentiality prevent you or the pastors at your church from reporting […]

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Your sexual abuse prevention plan: Who’s going to take the lead?

  It’s a common scenario in houses of worship: Who’s in charge of the property committee? “Our elder, Joe, heads that up.” What about the finance committee? “Yes, Susan is our accountant and oversees the finances.” And the sexual abuse prevention plan? “Well, our children and student ministry leaders do the background checks, interviews and […]

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Responding to abuse takes expert help

It’s the call no ministry leader wants to get — that a church employee or volunteer has been accused of sexually abusing a child. Unfortunately, predators see churches as an easy target. That’s why it’s important to acknowledge and plan for the possibility that child sexual abuse could happen at your ministry. Your insurance company […]

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Every sexual abuse crisis impacts the Church

By Gregory Love & Kimberlee Norris Every year, it seems a particular organization or entity is embroiled in a sexual abuse crisis: the Catholic Church, USA Swimming, Penn State University, USA Gymnastics/Michigan State University, Hillsong Church, Ravi Zacharias Ministries, Boy Scouts of America… and the list goes on.   This year, headlines are swirling around […]

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Why you need a WILL

  A will is an essential part of any estate plan. It is a key document for transferring your assets upon your death. It allows you to decide who inherits which assets and who will manage your estate as executor and/or trustee. According to Caring.com’s 2022 Wills and Estate Planning Study, 1 out of 3 […]

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How to protect your religious art and artifacts

Many houses of worship contain valuable art, artifacts and other treasures. While these items often are imbued with deep spiritual meaning, the untrained eye might not recognize them as assets requiring protection. That creates risk — not just from the threat of human wrongdoing, but from Mother Nature as well. Art and artifacts are always […]

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Climate change has significant impact on insurance carriers – and their customers

At times, global climate change can seem like a far-off occurrence — a nebulous challenge that doesn’t really affect our lives. However, the truth is that our ecosystems and weather patterns are feeling the effects today. Depending on where you live, you might be experiencing epic wildfires, massive tornados, powerful hurricanes, torrential rains, damaging hail […]

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Planning ahead for safe ministry travel

As we move into the spring and summer months, many houses of worship will be taking service and mission trips. These experiences offer unique opportunities to share faith, make a difference and strengthen the church community. With careful planning, travelers can mitigate risk and keep the focus on their ministry during these trips. Following is […]

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