As shifts in society and politics unfold, organizations that serve youth are recognizing new risks related to child sexual abuse. Many states have enacted reviver statutes that now open your ministry to claims stemming from incidents that might have happened decades ago. For a variety of reasons, many victims of child sexual abuse do not […]
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Churches and ministries never question the importance of protecting the children and other vulnerable populations entrusted to their care. But it’s how to best protect those you serve that has become more difficult and complex. We are called to highest standards of care. When you, as a minister, accept a low bar on protection, you’re […]
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While the effects of sexual misconduct can devastate the victim and the victim’s family, the damage does not stop there. Just one incident or allegation of sexual abuse can destroy the trust, credibility and reputation of an organization for years. Further complicating an incident of abuse or molestation are the legal costs of a lawsuit, […]
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Working with more than 6,700 southwestern US houses of worship, we’ve unfortunately seen many church sexual abuse cases in our 38 years in business at Church & Casualty Insurance Agency [ www.ccia.com ]. The coverage and risk management landscape surrounding sexual abuse has changed greatly over the years, and I’d like to address four key […]
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Church is considered a safe place for healing and to grow in grace. It’s especially disheartening and scary when we see headlines that a predator has made their way into a church with the intent of hurting a child or vulnerable adult. We are likely to see more and more cases coming to light as […]
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Contractual risk transfer is a very important tool in any church executive’s risk management toolbox. However, because of its complexity, it can open the church to more risk if not used properly. Religious organizations routinely use third parties when the risk of an operation might be beyond their willingness to take on — for […]
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Navigating the newest challenges By Gregory Love & Kimberlee Norris On July 1, 2021, virtually every news outlet ran the story: Boy Scouts Offer to Compensate Sexual Abuse Victims in Historic $850 Million Bankruptcy Settlement (USA Today) Yet another reminder that sexual abuse risk demands our attention to implement effective prevention measures AND develop an […]
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By Alina Parizianu, CFP®, MBA, RICP® Most people don’t like to think about life insurance coverage. However, in the event of your death, having it can mean your family will be taken care of financially. Proper life insurance coverage can eliminate concerns about money and finances as loved ones grieve your death. Even modest funerals […]
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Churches want to do all they can to keep the children in their care far from harm. Yet, these spaces are often considered “soft targets” among offenders. That’s because — despite the best intentions — gaps and missteps are prevalent in churches’ efforts to create a safe space for all. Here, two expert panelists discuss […]
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By Alex Kim, CFP®, MBA, CPA Accidents happen. We’ve all heard it. We all know it. Yet, when it comes to accidents, injuries, or illnesses that sideline someone from work, many people think they only happen to someone else. Disability insurance replaces part of your salary if a disability temporarily keeps you from performing your […]
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