In our last article, we together began our journey to move “beyond insurance.” We then examined the first step in that process: risk identification, analysis and evaluation. Now, we undertake the next step in our journey: risk avoidance.
Read More >
Church executives of all types know that the church is, in some ways, a business. Whether you’re a lead pastor, executive pastor, business administrator or denominational official, you attend to congregational business of facilities, finances, human resources, information technology, and a host of other issues on a daily basis. For example, take a quick test […]
Read More >
It’s no secret the world we live in today is much different than it was just a few years ago. In today’s society, it has become clear that churches are no longer the safe haven they once were thought to be. It’s not uncommon to hear stories of church violence or allegations of abuse on the nightly news. Unfortunately, churches have become more vulnerable to these types of incidents that threaten the strength and reputation of the organization. To help protect your religious organization from these threats, the leaders of your church are encouraged to set aside time each year to ensure the safety and security of the facility. During this time, it’s important to analyze, review and modify current church policies and procedures to ensure adequate plans are in place to help prevent potential risks.
Read More >
Accidents happen; it’s inevitable. And when those accidents occur, it can be a scary time for both the injured party and the church. When such events take place and the injured party files a claim against the church, it’s called a liability claim.
Read More >
Not infrequently, pastors and their parish / congregational administrators, board and / or committee members are inclined to avail themselves of “donated” labor in the form of volunteers who purport to have the appropriate experience, expertise and equipment required to perform some necessary project work on or within parish buildings.
Read More >
You probably noticed that this new series of articles has been retitled to Never Again: Beyond Insurance. But, how does a church organization get “beyond insurance” — and should it even try?
Read More >
The word “church” typically conjures up an image of a safe, nurturing environment where people go to share and celebrate their faith. But, the reality can be a bit more complicated.
Too often, churches become an irresistible target for criminals because their open-door policies and limited staffing levels can make it easy to pilfer expensive sound systems, audiovisual equipment and artwork.
Read More >
Accidents happen. Catastrophes are unpredictable. There are many situations a church might encounter that will require submitting an insurance claim.
To a church, the claims process can be overwhelming, as you might have little understanding of what happens behind
the scenes.
To offer insight and make the process easier for you and your insurance company, learn about who you’ll be working with, how you can be prepared after submitting a claim, and the settlement timeline.
Read More >
If your church is like many others, it probably has a limited budget. Plus, the staff is likely busy with ministry activities, and it is difficult to take on additional responsibilities. This can be an issue when it comes to risk management — improving safety for congregants and enhancing your facility’s security.
Read More >
States require us to purchase auto insurance. Banks make certain we have mortgage insurance. Parents with children buy life insurance to protect their families in case of an unexpected death.
Yet, despite the fact that research shows we are much more likely to become disabled for more than three months than die in any given year, many of us do not have disability insurance.
Read More >