By Matthew D. Hoffman, CFP®, ChFC® If you become incapacitated by either illness or injury, who will make your decisions? This is something that we don’t normally think about, especially if we are young and healthy. But even though it might be a bit unsettling to picture yourself becoming incapacitated, it is a stark reality, […]
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As many of us look toward a fresh start in 2021, some insurance industry experts say we can’t forget where we’ve been in 2020. The global pandemic — originally assumed to be a short-term event — is likely to continue for months into the future. How does that affect the coming year? Peter Mahler, vice […]
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Avoiding Common Pitfalls By Gregory Love & Kimberlee Norris Every church — whether it’s multi-campus or a recent plant — deals with insurance coverage. Ministry leaders tend to gravitate to the least expensive policy options and often lack knowledge about what they should be looking for when securing coverage related to child sexual abuse risk. […]
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How to assess your church’s child sexual abuse risk points — and how to do (much) better In many churches, leaders think child sexual abuse “can’t happen here.” What’s the reality? Guy A. Russ: Any organization that serves children must understand the statistics: one in four girls and one in 13 boys are likely to […]
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Headlines regarding abuse in the Church cause us to grieve. As experts in church insurance and ministry, we know that churches and ministries never question the importance of protecting the children and other vulnerable populations entrusted to their care. But it’s how you go about protecting those you serve that has become more difficult and […]
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Answer: Sexual abuse with a minor A single lawsuit can derail a thriving, growing church and cost millions of dollars, as well as the loss of members and their faith in the safety of the church. Such a catastrophe can happen to any church without proper risk management strategies in place. Being prepared for the […]
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Sexual misconduct can have psychological, emotional and physical effects on victims and their families. However, the damage doesn’t stop there. Just one incident of sexual misconduct can destroy the trust, credibility and reputation of an organization and the organization’s leaders for years. Adding further pain to an incident of sexual misconduct are the legal costs […]
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The mission of any religious organization is to minister to its congregation in a safe and nurturing environment. One of the most important aspects of this mission should be protecting the most vulnerable of their flock. Unfortunately, child sexual abuse within religious organizations is still a grim reality, yet many ministries fall short of the […]
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Take these 5 steps — today — to prevent abuse or molestation at your church Many pastors believe sexual abuse is beyond the realm of possibility in their churches. In reality, it happens all too often … and many times, those same pastors aren’t aware until it’s too late to respond responsibly. The results can […]
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By Guy A. Russ, MBA, CPCU, ARM The 2020 hurricane season is here, and agencies are predicting above average activity. This year’s season places worship facilities in a precarious position, serving community amidst the COVID-19 pandemic while often providing post-disaster support. Here, we tackle the challenges facing houses of worship in the coming months — […]
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