Never Again Archives - Church Executive


Moving beyond insurance — hop on board!

By Michael J. Bemi Our series on moving “beyond insurance” has identified and examined all the critical elements and related processes to enable an insured entity to “move beyond” insurance. However, we have not yet discussed and described the options available to your entity to retain risk. These options exist as methods of alternative risk […]

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Moving beyond insurance — and staying there!

Stay “risk aware” or beware! By Michael J. Bemi Our series on moving “beyond insurance” has identified and examined all the critical elements and related processes to enable an insured entity to “move beyond” insurance. Reality dictates, however, that even if you substantially self-insure your risk (i.e., employ “alternative risk financing”), and no matter what […]

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Moving beyond insurance — really?

A 6-step process to making it a reality at your church By Michael J. Bemi Our series on moving “beyond insurance” has, so far, identified and examined all the critical elements and related processes to enable an insured entity to “move beyond” insurance. But, realistically, can we ever really move beyond insurance? After all, even […]

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Managing misfortune in a ministerial fashion

church claims risk management

We previously identified that Risk Retention — as opposed to simply buying insurance — can provide a number of very substantial and significant benefits that ultimately can enhance the provision of our ministries. However, it is axiomatic that these values of Risk Retention are diminished (and potentially destroyed) if an entity does not control and mitigate its losses.

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Risk control: a key element for successful ministry

Most recently in our series on moving “beyond insurance,” we examined Risk Retention. Now, we undertake the next step in our journey: Risk Control.

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Don’t risk A LOT for a little! Focus on: risk retention

Together in our journey to move “beyond insurance,” we have thus far examined the first two steps in that process: risk identification, analysis and evaluation, as well as risk avoidance. Now, we undertake the next step in our journey: risk retention.

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Don’t touch — or you might get burned!

In our last article, we together began our journey to move “beyond insurance.” We then examined the first step in that process: risk identification, analysis and evaluation. Now, we undertake the next step in our journey: risk avoidance.

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The most expensive form of labor — volunteer labor

Not infrequently, pastors and their parish / congregational administrators, board and / or committee members are inclined to avail themselves of “donated” labor in the form of volunteers who purport to have the appropriate experience, expertise and equipment required to perform some necessary project work on or within parish buildings.

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Want to move “beyond insurance”?

You probably noticed that this new series of articles has been retitled to Never Again: Beyond Insurance. But, how does a church organization get “beyond insurance” — and should it even try?

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Balancing religious freedom & employment rights

The young woman had been a mathematics teacher at the church-related high school for more than seven years. She was beloved by her students; they praised her ability to convey difficult concepts in an accessible, clear and engaging style.

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