RISK MANAGEMENT Archives - Church Executive


Created equal?

Perspectives on selecting the right insurance agent or broker to meet your church’s sexual abuse risk mitigation needs “Has anyone reviewed our insurance program recently? Do we have the correct coverage at reasonable premiums? Does our sexual abuse coverage protect the individual accused or the corporate entity?” Sadly, many church administrators desperately want to know […]

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Reviver statutes turn back the clock on sexual abuse claims

As shifts in society and politics unfold, organizations that serve youth are recognizing new risks related to child sexual abuse. Many states have enacted reviver statutes that now open your ministry to claims stemming from incidents that might have happened decades ago. For a variety of reasons, many victims of child sexual abuse do not […]

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Peer-on-peer abuse prevention

In recent years, the Risk Management department here at Insurance One has seen a sharp increase in peer- on-peer sexual abuse. As we began to dig into this further, we reached out to attorneys, insurance carriers and companies that specialize in abuse prevention training — and all are seeing the same upward trend.  Our hearts […]

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Headlines regarding abuse in the Church cause us to grieve. How can we be part of the solution?

Churches and ministries never question the importance of protecting the children and other vulnerable populations entrusted to their care. But it’s how to best protect those you serve that has become more difficult and complex. We are called to highest standards of care.  When you, as a minister, accept a low bar on protection, you’re […]

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Changes in the abuse landscape

While the effects of sexual misconduct can devastate the victim and the victim’s family, the damage does not stop there. Just one incident or allegation of sexual abuse can destroy the trust, credibility and reputation of an organization for years. Further complicating an incident of abuse or molestation are the legal costs of a lawsuit, […]

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Sexual abuse coverage: 4 key points for 2021 (and beyond)

Working with more than 6,700 southwestern US houses of worship, we’ve unfortunately seen many church sexual abuse cases in our 38 years in business at Church & Casualty Insurance Agency [ www.ccia.com ]. The coverage and risk management landscape surrounding sexual abuse has changed greatly over the years, and I’d like to address four key […]

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Making sure you have enough liability insurance coverage for the worst-case scenario begins with your written child protection plan

Church is considered a safe place for healing and to grow in grace. It’s especially disheartening and scary when we see headlines that a predator has made their way into a church with the intent of hurting a child or vulnerable adult. We are likely to see more and more cases coming to light as […]

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Risk management through contractual risk transfer

  Contractual risk transfer is a very important tool in any church executive’s risk management toolbox. However, because of its complexity, it can open the church to more risk if not used properly.  Religious organizations routinely use third parties when the risk of an operation might be beyond their willingness to take on — for […]

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CHILD SEXUAL ABUSE AND INSURANCE COVERAGE

Navigating the newest challenges By Gregory Love & Kimberlee Norris On July 1, 2021, virtually every news outlet ran the story: Boy Scouts Offer to Compensate Sexual Abuse Victims in Historic $850 Million Bankruptcy Settlement (USA Today) Yet another reminder that sexual abuse risk demands our attention to implement effective prevention measures AND develop an […]

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Defend your flock: self-defense for the Church

By Kirk Evans The world isn’t as innocent as it once was, and you can no longer assume you are safe from harm simply because you’re in a church sanctuary. There have been numerous reported cases of armed attackers targeting churches in the past decade. Such attacks have occurred on Sunday morning, as well as […]

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