RISK MANAGEMENT Archives - Page 3 of 35 - Church Executive


MY INSURANCE HAS BEEN NON-RENEWED — NOW WHAT?

  Navigating new challenges related to abuse and insurance coverage By Gregory Love & Kimberlee Norris, Church Executive Guest Editors The limits and availability of insurance coverage for churches is growing more and more difficult to access as insurance underwriters become more disciplined, deductibles get higher, and premiums grow.  Child sexual abuse coverage has become […]

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Church security + the power of instant communication

In 2024, America has witnessed 172 mass shootings resulting in 256 deaths and 625 injuries. This alarming statistic highlights an urgent need for improved safety measures in public spaces, including places of worship. A recent report from VOA News reveals that more than 17% of mass shootings are motivated by religious hate — nearly double […]

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2025 underwriting trends for churches

By Peter Mahler Over the last six to 12 months, churches across the United States have been noticing significant increases in their insurance premiums. Inevitably, leaders start to shop around for a more affordable policy — only to find that rising prices are everywhere. So, it’s a trend — not a specific company’s individual practices. […]

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Keeping parishioners and church staff safe as summer heat intensifies

By Eric Spacek and Cindy Preisig, R.N. Whether you’re planning outdoor events or worshipping in a building that doesn’t have air conditioning, heat can become a major risk factor for churches during warmer months. According to the Centers for Disease Control and Prevention (CDC), approximately 1,220 people are killed by extreme heat in the United […]

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STOP SEXUAL ABUSE: How to navigate a sexual abuse allegation from the PAST

By Gregory Love and Kimberlee Norris Historical allegations — those that relate to alleged abuse occurring years or decades ago — have become common. In the past two decades, churches of all sizes have encountered sexual abuse allegations related to abusive behavior occurring at the hands of staff members or volunteers from the past. When […]

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Churches should be watching the safety of their cash deposits amid bank loan losses from vacant commercial real estate

Ensure that your church’s bank deposits are safe…no matter which bank you use! By Mike Batts, CPA Remote work is still a strong force after the COVID-19 pandemic, with many businesses allowing their employees to work remotely. Remote work’s lingering reality has significantly reduced the demand for commercial office and business space. The resulting increase […]

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Keeping swimmers safe this summer

If your church is planning outings, events, or camps that involve swimming, you’re taking on a fair amount of risk. In the United States, an average of 3,500 to 4,000 people drown every year — that’s an average of 10 fatal drownings per day. We talked with Eric Spacek, assistant vice president for Risk Control […]

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Theft prevention strategies for church leaders

  Church Executive: Just how big of an issue is employee theft in churches, really? Mike Nester: I wouldn’t say it’s one of the larger issues that our churches are dealing with, but it’s one of the easiest to work on. That said, we do see losses; we’ve had more than $1 million in claims […]

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Preparing your church for summer severe weather

By Eric Spacek Summer is around the corner and many churches are preparing for a rush of activity around weddings, festivals, kids camps and more. Summer also kicks off storm season, which means there’s no better time to review (or create) a severe weather plan to safeguard your church from severe weather. As a church […]

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How your house of worship should be addressing the risk of sexual abuse

By Eric Spacek April is National Child Abuse Prevention Month, making this a perfect time to review your organization’s policies and practices to protect children from sexual assault. With this in mind, we spoke with Eric Spacek, assistant vice president – Risk Control at Church Mutual Insurance Company, S.I.1, who outlines how organizations can help […]

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