Q&A with Guy Russ, assistant vice president – Risk Control at Church Mutual Insurance Company Why should a church consider opening its facility as a temporary shelter? Russ: Emergency shelters and transitional living arrangements are important ways churches can help those in need. This includes providing living arrangements within worship centers, fellowship halls and educational […]
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The U.S. Supreme Court is scheduled to hear another important First Amendment case in early December, and the experts are saying the Court’s decision in this case could well complete the job of allowing churches and their schools and other affiliates to participate fully in government grant and subsidy programs. As Church Executive readers might […]
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Perspectives on selecting the right insurance agent or broker to meet your church’s sexual abuse risk mitigation needs “Has anyone reviewed our insurance program recently? Do we have the correct coverage at reasonable premiums? Does our sexual abuse coverage protect the individual accused or the corporate entity?” Sadly, many church administrators desperately want to know […]
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As shifts in society and politics unfold, organizations that serve youth are recognizing new risks related to child sexual abuse. Many states have enacted reviver statutes that now open your ministry to claims stemming from incidents that might have happened decades ago. For a variety of reasons, many victims of child sexual abuse do not […]
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In recent years, the Risk Management department here at Insurance One has seen a sharp increase in peer- on-peer sexual abuse. As we began to dig into this further, we reached out to attorneys, insurance carriers and companies that specialize in abuse prevention training — and all are seeing the same upward trend. Our hearts […]
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Churches and ministries never question the importance of protecting the children and other vulnerable populations entrusted to their care. But it’s how to best protect those you serve that has become more difficult and complex. We are called to highest standards of care. When you, as a minister, accept a low bar on protection, you’re […]
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While the effects of sexual misconduct can devastate the victim and the victim’s family, the damage does not stop there. Just one incident or allegation of sexual abuse can destroy the trust, credibility and reputation of an organization for years. Further complicating an incident of abuse or molestation are the legal costs of a lawsuit, […]
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Working with more than 6,700 southwestern US houses of worship, we’ve unfortunately seen many church sexual abuse cases in our 38 years in business at Church & Casualty Insurance Agency [ www.ccia.com ]. The coverage and risk management landscape surrounding sexual abuse has changed greatly over the years, and I’d like to address four key […]
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Church is considered a safe place for healing and to grow in grace. It’s especially disheartening and scary when we see headlines that a predator has made their way into a church with the intent of hurting a child or vulnerable adult. We are likely to see more and more cases coming to light as […]
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Contractual risk transfer is a very important tool in any church executive’s risk management toolbox. However, because of its complexity, it can open the church to more risk if not used properly. Religious organizations routinely use third parties when the risk of an operation might be beyond their willingness to take on — for […]
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