By Michael J. Bemi Our series on moving “beyond insurance” has identified and examined all the critical elements and related processes to enable an insured entity to “move beyond” insurance. However, we have not yet discussed and described the options available to your entity to retain risk. These options exist as methods of alternative risk […]Read More >
By Joyce Guzowski For historic First Baptist Church Magee, of Magee, Miss. — founded nearly 120 years ago — the unthinkable happened on December 11, 2013. As a police officer was driving by in the early morning hours, he noticed a flicker of light behind a frosted window — in an area that should not […]Read More >
Church Mutual Insurance Company, Merrill, WI, has been recognized by Celent for Innovation and Emerging Technologies for its Sensor Technology Program. Celent is a global research and advisory firm for the financial services industry. Celent’s awards annually recognize the best practices of technology usage in different areas critical to success in insurance. Nominations are submitted […]Read More >
Check-ups for church insurance help to assess the church’s needs and determine if limits are accurate. This ensures lack of overpayment and full coverageRead More >
It’s no secret the world we live in today is much different than it was just a few years ago. In today’s society, it has become clear that churches are no longer the safe haven they once were thought to be. It’s not uncommon to hear stories of church violence or allegations of abuse on the nightly news. Unfortunately, churches have become more vulnerable to these types of incidents that threaten the strength and reputation of the organization. To help protect your religious organization from these threats, the leaders of your church are encouraged to set aside time each year to ensure the safety and security of the facility. During this time, it’s important to analyze, review and modify current church policies and procedures to ensure adequate plans are in place to help prevent potential risks.Read More >
Accidents happen; it’s inevitable. And when those accidents occur, it can be a scary time for both the injured party and the church. When such events take place and the injured party files a claim against the church, it’s called a liability claim.Read More >
You probably noticed that this new series of articles has been retitled to Never Again: Beyond Insurance. But, how does a church organization get “beyond insurance” — and should it even try?Read More >
The word “church” typically conjures up an image of a safe, nurturing environment where people go to share and celebrate their faith. But, the reality can be a bit more complicated.
Too often, churches become an irresistible target for criminals because their open-door policies and limited staffing levels can make it easy to pilfer expensive sound systems, audiovisual equipment and artwork.Read More >
Accidents happen. Catastrophes are unpredictable. There are many situations a church might encounter that will require submitting an insurance claim.
To a church, the claims process can be overwhelming, as you might have little understanding of what happens behind
To offer insight and make the process easier for you and your insurance company, learn about who you’ll be working with, how you can be prepared after submitting a claim, and the settlement timeline.Read More >
If your church is like many others, it probably has a limited budget. Plus, the staff is likely busy with ministry activities, and it is difficult to take on additional responsibilities. This can be an issue when it comes to risk management — improving safety for congregants and enhancing your facility’s security.Read More >