Church risk management Archives - Church Executive


Moving beyond insurance — really?

A 6-step process to making it a reality at your church By Michael J. Bemi Our series on moving “beyond insurance” has, so far, identified and examined all the critical elements and related processes to enable an insured entity to “move beyond” insurance. But, realistically, can we ever really move beyond insurance? After all, even […]

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Passing the ‘hot potato’ – Contractual Risk Transfer

By Michael J. Bemi Most recently in our series on moving “beyond insurance,” we examined Claims Management. Now, we undertake the next step in our journey: Contractual Risk Transfer. First, we acknowledge that since this series of articles moves us “beyond insurance,” this mandates some level of Risk Retention — a self-assumed level of loss […]

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5 signs you might be due for an insurance checkup

church insurance check-up

Check-ups for church insurance help to assess the church’s needs and determine if limits are accurate. This ensures lack of overpayment and full coverage

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Concerned about a cyber breach? There’s a plan for that

cyber security

Cyber exposures pose a potential threat to your church. Learn about the likelihood of a cyber breach and how to prepare and respond to any attacks.

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3 myths of the 501(c)(3): When misunderstandings lead to misguidance

At our Ultimate Church Structure Conferences, I speak with many pastors who, unfortunately, have been misinformed about what 501(c)(3) tax-exempt status truly means and the impact it will have on their churches. Pastors often attend our conference in the hopes of clearing up doubts and questions that they’ve been riddled with regarding tax law and church compliance. For that very reason, I have listed below three of the most common misconceptions that I hear from pastors across the country regarding churches and 501(c)(3) tax-exempt status.

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4 steps to creating a safe ministry

It’s no secret the world we live in today is much different than it was just a few years ago. In today’s society, it has become clear that churches are no longer the safe haven they once were thought to be. It’s not uncommon to hear stories of church violence or allegations of abuse on the nightly news. Unfortunately, churches have become more vulnerable to these types of incidents that threaten the strength and reputation of the organization. To help protect your religious organization from these threats, the leaders of your church are encouraged to set aside time each year to ensure the safety and security of the facility. During this time, it’s important to analyze, review and modify current church policies and procedures to ensure adequate plans are in place to help prevent potential risks.

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5 compliance challenges EVERY church leader needs to know about

The landscape for churches and ministries is filled with pitfalls.

Over the last 20 years, Congress and the IRS have become very interested in the activities of churches, ministries and nonprofits, which has led to the enactment of section 4958 and the creation of the Exempt Organizations Executive Compensation Compliance Project, resulting in increased enforcement presence and millions of dollars in fines.

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What to do if your church is subject to a liability claim

Accidents happen; it’s inevitable. And when those accidents occur, it can be a scary time for both the injured party and the church. When such events take place and the injured party files a claim against the church, it’s called a liability claim.

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The most expensive form of labor — volunteer labor

Not infrequently, pastors and their parish / congregational administrators, board and / or committee members are inclined to avail themselves of “donated” labor in the form of volunteers who purport to have the appropriate experience, expertise and equipment required to perform some necessary project work on or within parish buildings.

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Want to move “beyond insurance”?

You probably noticed that this new series of articles has been retitled to Never Again: Beyond Insurance. But, how does a church organization get “beyond insurance” — and should it even try?

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