You have just met with your insurance agent to decide what type and amount of insurance coverage will best meet your church’s needs. But, before you make a decision, it’s important to read and understand the terms and conditions of the policy being offered.Read More >
In recent years, discussions about data breaches with my church and nonprofit clients have moved from “what-if’s” to, “This just happened to one of my clients.” Cyber Liability insurance is no longer a coverage that is nice to have; it’s saving organizations money, time and reputations.Read More >
We frequently ask ourselves questions such as, “What’s an acceptable way to show affection to youth in my care?” or “How should I react if a child runs up for a hug?”
These are important questions, because boundaries promote a lifetime of healthy relationships.
Now more than ever, all organizations are exposed to risk, including cyber security breaches and internal fraud. Religious institutions — which strive on building a trusting relationship with their members and employees on the foundation of religious beliefs, coupled with tight budgets and limited financial oversight — are even more vulnerable to fraud and abuse.Read More >
In the insurance world, agents — or brokers, in some instances — are oftentimes viewed as the “expert” when it comes to all things regarding liability, protection and coverage. As individuals, protecting things like personal vehicles and homes is thought of as a “no-brainer.”
What isn’t always top-of-mind is protecting the church.
As a ministry, there are innumerable assets and coverage options that should be considered when purchasing insurance. That’s where an insurance agent comes in to help.
The Christian high school had much to be proud of: a history of academic excellence; a great reputation for community service; and also, as a much respected perennial contender for state football champion.Read More >
The one constant when purchasing insurance is uncertainty. A few days of unexpected rain can carry in its wake a flood of unwelcome expenses and stress. Thankfully, insurance minimizes the havoc that can occur from such an event.Read More >
Accidents and injuries were almost a given, accepted as an inevitable part of life. Even during a span of eight years of the 21st century, more than 200,000 children were treated in emergency rooms each year for playground-related injuries.
But these times, they are a changin’ — and passively accepting that kids are destined to get hurt on a playground no longer should be the case. The jungle gyms and merry-go-rounds from yesteryear have been replaced with equipment that has been built with safety in mind.
And while injuries and accidents cannot be completely prevented, there is much one can do to help keep playgrounds as safe as possible.Read More >
In a smaller, more technological world, church leaders can’t afford to underestimate proactive, collaborative safety and risk management strategies. To that end, in this informative new eBook, Peter A. Persuitti, managing director, Religious Practice, at Arthur J. Gallagher & Co., talks about how to proactively protect church staff and volunteers doing missionary work in third-world countries.Read More >