To protect your church, you must anticipate — and mitigate — risk transfer related to third-party facilities use By RaeAnn Slaybaugh For many churches, offering the use of their facilities to outside groups is an excellent source of income. It’s also a great way to send a welcoming message to the surrounding community. However, […]
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AI is a tool that, if used properly, can advance ministry By Jonathan Smith Artificial intelligence (AI) has been a significant technological advancement and will continue to revolutionize our lives, with some suggesting AI is to this generation what dial-up internet was to the prior generation. But with artificial intelligence comes many questions. • Is […]
Read More >When considering what can be done to protect children from sexual abuse incidents, the answer is always: more. There are more resources available now than ever to help. Legislation, for sure, but also support from insurance carriers, including Philadelphia Insurance Companies, which offer resources at a discounted cost or even for free. But these […]
Read More >A better question is: Why were churches blindsided by one of the most severe hard-market cycles in recent memory? It was this downturn that led to non-renewals and higher rates. Maybe the answer lies in churches’ DNA. Most churches don’t think of themselves as businesses or entities susceptible to market cycles. By and large, they […]
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Whether it’s employment practices, cyber liability, security, or financial protocols in a church, each risk must be viewed through a risk management prism — Reduce, Insure, Stop or Keep (R.I.S.K.) The same is true for child sexual abuse, the No. 1 risk churches face right now. REDUCING the risk Incidents of abuse in the Church […]
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In recent years, as headlines raise awareness on this important issue, churches are doing more than ever to protect the children in their care. Despite the best efforts to perform background checks and follow best practices to protect children and churches, insurance claims for sexual misconduct persist. Accordingly, the amounts and availability of insurance coverage […]
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Proper documentation is essential to the defense of future claims and in the insurance underwriting process. One of the challenges insurance carriers face is defending organizations in lawsuits involving alleged abuse. Sexual abuse and misconduct claims are unique in that the claim is most often brought years after the alleged activity. Given the extended […]
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Navigating new challenges related to abuse and insurance coverage By Gregory Love & Kimberlee Norris, Church Executive Guest Editors The limits and availability of insurance coverage for churches is growing more and more difficult to access as insurance underwriters become more disciplined, deductibles get higher, and premiums grow. Child sexual abuse coverage has become […]
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In 2024, America has witnessed 172 mass shootings resulting in 256 deaths and 625 injuries. This alarming statistic highlights an urgent need for improved safety measures in public spaces, including places of worship. A recent report from VOA News reveals that more than 17% of mass shootings are motivated by religious hate — nearly double […]
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By Rev. James R. Cook, CFP®, RICP® You might have heard retirement referred to as “the golden years.” Some people view retirement as a chapter in life when they can spend more time with family, on leisure travel, or starting a new hobby. Some retirees engage in activities they’ve always wanted to do but […]
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