Best practices: insurance review and planning

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The loan underwriting process is centered on determining the level of risk associated with each ministry. As a part of that risk management process, we inquire about the amount of debt, cash reserves, as well as the limits and type of insurance coverage the ministry maintains.

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Intelligent church giving: making sense of marketplace mumbo jumbo

Data and technology provide church leaders with new ways of thinking about how to overcome financial challenges or fund growing ministry opportunities. Consequently, there are a lot of new concepts and topics being discussed across ministry circles. Before you write off the ideas as “marketplace mumbo-jumbo,” let’s consider a few reasons why they might be applicable to your ministry.

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Does it make sense to refinance right now? (Even though you might be facing a prepayment penalty)

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If you haven’t already heard while listening to the evening news, the 15-year historic graphs indicate that while interest rates are still relatively low, they might have bottomed and be on their way up. While many think rates are likely to increase in the future, no one knows how much they will rise or when. Now might prove to be a good time to refinance existing debt and secure a long-term fixed rate if possible.

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Engaging spaces: 4 types of adult classroom spaces

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For each church, educational spaces will be quite varied: some small, some large, some flexible, some very specific. For a design to facilitate the varied forms of religious education, it must be based on an understanding of the specific needs and goals for a particular ministry.

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Seating selection made simple

Sauder Worship Seating upholstered ergonomic pew with Vantage chairs

Ergonomics isn’t just for scientists and designers — it’s an integral part of choosing the right seats for your worship space.

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How to buy the right transportation for your unique church

CHURCH TRANSPORT ICON

Today’s growing churches are seven-day-a-week operations. The ability to transport worshippers to services on Sunday is just one need; churches are also hosting children, youth and seniors well beyond Sunday. So, your transportation needs are clear — and immediate.

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Specifying a church sound system

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A sound system is one of the biggest technology investments your church will make. And although you must respect your budget, it would be a serious mistake to cut corners — or just go buy something from a big-box store to save a few bucks.

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An effective worship space for kids is no small feat

Child Lobby

Preschool and children’s spaces are the most unique of all worship spaces, in my opinion. They must capture these special worshippers and hold their attention while also supporting the worship leaders. Even with younger ages in attendance and shorter “sermons,” these services are no less significant.

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Internal controls keep fraud at bay

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“What happens in accounting, stays in accounting.” If your finance team’s motto goes something like this, you might have an internal controls problem. Internal controls are put in place to clearly define proper procedures for finance and accounting team members, to minimize risk, and to alleviate suspicion. Even churches must mitigate risk and ensure that policies and procedures are in place and functioning as intended.

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Welcome to worship: how to recognize hearing loss — and provide solutions

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Those among us who have it, often prefer to try to cope with it, live with it, or hide it from others. And yet, this so-called invisible disability affects about 20 percent of American adults! This means that potentially, one out of five of congregants are not hearing messages and music that inspire them each week in your house of worship.

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